When buying a home, how do I determine the amount of coverage in my...
At InsuranceAgency.com, we run a home assessment report that will give us the proper amount under which to insure your home.
View ArticleWhy Should I have an insurance agent when I buy Insurance?
While InsuranceAgency.com offers plenty of information regarding auto insurance, homeowners insurance and other policies, we also know there’s more to finding good coverage than a questionnaire and a...
View ArticleWhat is the difference between Replacement Cost and Market value?
The “replacement cost” is the price to repair or rebuild your home at the current cost for labor and materials. “Market value,” on the other hand, is what you could sell your home for. This includes...
View ArticleDoes my home insurance cover flood?
Your homeowners policy will not cover flood. This is covered under an additional policy, available at InsuranceAgency.com
View ArticleWhat Liability limits should I have on my homeowners policy?
The amount of personal liability limits you choose depends upon your individual needs. First review your assets, your home, cars, personal belongings and your investments. Ask yourself how much you...
View ArticleHow is a deductible applied to my loss payment?
If you have a loss that a deductible applies, it is deducted at the time of the loss payment. For example, if you have a covered loss of $2,500 and your deductible is $500, the payment to you would be...
View ArticleWhy do you need my Social Security Number when getting insurance quotes?
It is needed to run a report to get quotes. Almost all insurance companies run a pre-qualifying report to determine you insurance premium. They need your social security number to run this report and...
View ArticleWhat happens if a tree falls on my house?
The damage to the house is covered, but the tree removal is only covered up to the limit on your policy. If the tree does not hit your house, another structure, or blocks your driveway–it is not covered.
View ArticleWhen my stove breaks down why it isn’t covered by insurance?
Insurance is not a warranty. Many people are under the impression that insurance covers everything, but this is a common misconception. If appliances do not last as long as they should, this is a...
View ArticleHello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing! The post Hello world! appeared first on InsuranceAgency.com.
View ArticleHello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing! The post Hello world! appeared first on Chamberlin & Reinheimer Insurers, Inc..
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